Shop Now, Pay Later with Acima – No Credit Needed

At our store, we believe everyone deserves a chance to shop for what they want or need, regardless of credit history. That’s why we offer Acima Leasing – a flexible lease-to-own financing option that doesn’t rely on your credit score. With Acima, you can get approved quickly, take your item home the same day, and pay it off over time in a way that works for your budget.

How to Apply

To apply, simply text 91319 to 22462. You’ll receive a secure link to fill out a quick application. It only takes a few minutes. Acima will ask for basic information such as your name, income details, banking info, and ID. Most customers are approved within seconds for up to $4,000. No hard credit check is required, so applying will not affect your credit score.

What Happens After Approval

Once approved, visit our store to shop for the items you want. You do not need to make a large upfront payment. Acima pays us for your item, and you begin making lease payments directly to Acima. You can take your product home the same day with no delays.

Payment Terms

Acima offers a 12-month lease-to-own plan with simple, regular payments. Your first payment is usually due within 10 to 14 days after the purchase. You can choose a payment schedule that works for you: weekly, biweekly, or monthly. Everything is transparent – no surprise interest charges or hidden fees like you might find with credit cards.

Early Payoff Options

If you want to save money, Acima offers an early purchase option. If you pay the full amount within 90 days, you only pay the cash price plus a small fee. After 90 days, you can still buy out the lease early at a discounted price. This gives you full ownership while saving you money.

What You Need to Qualify

• Be at least 18 years old
• Have a steady monthly income of at least $1,000
• Have an active checking account open for at least 90 days
• Have a valid government-issued photo ID
• No credit required

What to Know

Acima is not a loan – it is a lease-to-own program. You do not own the item until you complete all payments or choose to buy it out early. If you miss payments, the item may need to be returned. However, there is no penalty for early payoff. This program is designed to be fair, flexible, and transparent.

Get Started Today

Text 91319 to 22462 and apply in seconds. Once approved, visit our store to shop confidently. We’re here to guide you every step of the way. Acima makes it possible to get what you need today and pay on your terms – no credit needed.

Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us:

📧 Email: mkjewelersonline@gmail.com
📞 Phone/Text/WhatsApp: +1 (901) 699 4666 / +1 (901) 724 3857